No false automation
Sonar does not make legal claims or override human contracts. Directives are advisory intelligence, not enforcement.
Intelligence workspace / Entity searchUK statutory register + Global LEI index
Registry Intelligence → Governed Execution
UK Counterparty Risk & Director History Audit
Counterparty due diligence for UK companies.
Built for finance, legal, and procurement teams making payment decisions with UK counterparties.
- Stripe & Wise
- Companies House & LEI Sourced
- Audit-Ready Provenance
SOURCE / OFFICIAL REGISTRIES
SCOPE / UK + INTERNATIONAL
DELIVERY / SOURCED PDF DOSSIER
What sourcing means
SCOPE / UK + INTERNATIONAL
DELIVERY / SOURCED PDF DOSSIER
What sourcing means
Try:
Companies House · UK statutory entities
Live registry matching · Free searchContract & Exposure Audit
Review agreement terms against a UK counterparty's statutory record before you commit.
Governance & Ledger
Buyer Control, Review & Audit Ledger
In-app buyer review
When an item is marked REQUIRES_REVIEW, the buyer's compliance team sees the exact quoted filing snippet directly in their console.
Signed audit overrides
Buyers have the authority to override a warning, but the action requires two-factor confirmation and records a timestamped record of each decision (actor_id, timestamp, justification, hash).
Counterparty transparency
Counterparties can view which objective registry facts triggered the milestone lock, removing ambiguity from contract negotiations.
Architecture & Methodology
Source-led Intelligence vs Single-Score Credit Reports
Compare source evidence, director history and payment conditions before making a commercial commitment.
Operational governance vs passive observation
Conventional — Produces a single score with limited visibility into how it was reached.
Sonar — Outputs structured risk signals and milestone gates designed to directly inform contract terms, collateral requirements, and settlement conditions.
Strict provenance vs algorithmic guesswork
Conventional — Produces a single score with limited visibility into how it was reached.
Sonar — Every extracted figure links to its source document and page. Facts that cannot be verified are marked unverified rather than estimated.
Phoenix & officer network radar
Conventional — Evaluates a single registered entity in isolation.
Sonar — Maps cross-directorship webs, historical resignation velocity, shared registered offices, and liquidation-restart patterns across active and dissolved entities.
Unified multi-registry coverage
Conventional — Fragmented regional lookups requiring separate subscriptions.
Sonar — Cross-references UK Companies House statutory filings, global LEI identifiers (GLEIF), and SEC EDGAR disclosures under a consolidated entity profile.
Sonar makes findings attributable so buyers can review the evidence behind a payment decision.
01 / Statutory evidence
Company status, officers, beneficial ownership and secured charges.
02 / Director forensics
Cross-appointments, phoenix indicators and supported UK filed-account extraction.
03 / Cross-border intelligence
Global LEI and US SEC reference matches where available. Overseas accounts extraction is not included.
Report Scope & Tiers
One-off purchase / GBPTier 01
Registry Snapshot
£49
Official company profile, officer register, charges & mortgages.
View specimen deliverableTier 02Most popular
Cluster Scan
£295
Adds director cross-appointments, phoenixing radar, source-linked risk matrix & supported UK filed accounts financial extraction. Includes an exportable Covalt Pay Pact Directive with pre-configured execution rules.
View specimen deliverableTier 03
Forensic Audit
£850
Includes live Global LEI and US SEC EDGAR registry matching where available, with cross-border risk synthesis and a multi-party Pact governance matrix. No separate matching fee. A match is not guaranteed. Overseas accounts extraction is not included.
View specimen deliverablePrices exclude UK VAT where applicable. VAT is itemised at checkout.
Company search and registry previews are free. Cross-border LEI/SEC report matching is included in Tier 3 — no separate matching fee.
Pact execution on Covalt Pay incurs a standard 3.5% orchestration fee borne by the Pact creator. No monthly software retainers required.
Evidence → Conditions → Release
From finding to payment
How counterparty intelligence translates into governed commercial payments.
Step 1
Registry Audit
Sonar checks the counterparty against official registers and flags specific signals (e.g. director resignation velocity, phoenix patterns, or registered charges).
Step 2
Payment Directive
The report generates a payment directive that sets enforceable conditions on how and when money moves to that counterparty.
Step 3
Audited Release
Each release or withheld capture is recorded with the exact finding that caused it, creating a timestamped record of each decision. Conditions are applied before release instructions are issued.
Available on Covalt Pay for Stripe and Wise payments. Conditions are applied before release instructions are issued; charge captures are withheld until conditions are met. Card authorizations last up to 7 days, so multi-week milestones secure the payment method via off-session SetupIntents and capture only when each milestone clears.
Example: Governed Payment Scenarios
Illustrative example. Not a real company or transaction.
Illustrative example. Not a real company or transaction.
Illustrative example. Not a real company or transaction.
Counterparty
Example Supplier A
Company No. 00000001
Payment rail
Stripe / Wise
Sourced evidence
- Clean Companies House filing history
- Active status
- Zero insolvency or active director disqualifications
Standard release instructions scheduled.
- Decision
- Standard release instructions scheduled.
- Rail Action
- Authorized payment captured and release instructions issued to rail upon milestone delivery.
Source provenance
What Sourcing Means at Sonar
We do not calculate black-box credit scores. Every factual finding in a Sonar dossier references the exact source document, filing date, and registry page (Companies House, GLEIF, or statutory filings). When a registry filing is missing, incomplete, or ambiguous, Sonar marks the field as Unverified rather than generating a statistical estimate.